While the Federal Reserve slashed rates three times in 2024, they’ve kept rates steady so far this year — and some CDs are still paying 4-5% (see some of the best CD offers from our partner Bankrate ...

Here’s a breakdown of rates for Step Up CDs. Trade Up CDs allow you to lock in a higher rate once during the CD term, which may be 30 or 60 months. Here are the rates for Trade Up CDs.

E. Napoletano is a former registered financial ... does not currently disclose all of its certificate of deposit (CD) rates on its website. Although the bank’s website mentions CD terms ...

In the aftermath of the Federal Reserve's three interest rate reductions in 2024, CD rates fell quickly. They've since leveled off in 2025 as the Fed has temporarily suspended further rate changes.